St Louis Mortgage Loan and In-House Financing News: Reports Confirm Home Improvement Sales Down
St Louis Home Mortgage, Customer Financing and Commercial Loans | Principal Reduction Program | 877-334-0210 or 314-334-0210 | Floyd Tapia, Commercial Lending, Financing For Customers and Loan Reduction

Home Depot said its sales fell 0.2 percent to $16.82 billion in the first quarter ending May 1st, missing the analysts’ average estimate of $17.02 billion.

Lower expenses helped Home Depot beat Wall Street expectations on the profit front. Net income rose to $812 million, or 50 cents a share, from $725 million, or 43 cents a share, a year earlier.

Analysts on average were expecting earnings of 49 cents a share, according to Thomson Reuters I/B/E/S.

The results came the day after smaller rival Lowe’s reported weaker-than-expected quarterly results and cut its forecast for the year after a slow start to the key selling season for home improvement chains.

Home improvement chains have found it harder to sell their ware to homeowners in an uneven U.S. economy. Many shoppers have stayed away from expensive renovations amid falling housing prices.

A colder-than-usual spring further eroded demand for outdoor products.

Also, both chains are up against strong numbers from last year, when a first-time home buyer tax credit and a federal stimulus for energy-efficient appliances boosted demand.

Sales at Home Depot stores open at least a year fell 0.6 percent, with those at U.S. stores declining 0.7 percent.

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In-House Financing, Consumer Lending and Customer Financing

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St Louis Finance News: 7 Fantastic Home Improvement Upgrades That Your Real Estate Agent Will Love [News Hot Line: 314-334-0210 | Floyd Tapia]

Homeowners – Before you put your home on the market, make sure you read the following home improvement ideas recommended by St Louis real estate agents and how you can spruce up the old place without spending a complete fortune.

1. Make Your Kitchen ‘Hot’

This is probably one of the most important rooms in the home where people spend quality time.  Some easy fixtures to replace would be the kitchen faucet, add new lighting fixtures and new cabinet door handles.  All this can be done for just a few hundred dollars.  And if you have a larger budget to work with, look into refacing your kitchen cabinets to give it that expensive look at a low cost.

2. Face-Lifts Aren’t Just For People Anymore

Another eyesore you want to avoid is if your kitchen appliances do not match.  A simple solution would be to order new doors or face panels from the manufacturer.  Most people don’t realize this but many dishwasher panels are white on one side and black on the other and they are easy to change.

3. Bathroom Buff Up Tips

The bathroom is another important room in the house that may need updating.  And it doesn’t have to mean mortgaging the house, so to say.  Consider a new toilet seat or a pedestal sink.  They are easy to install and can create a whole new look.

An old, discolored floor can be replaced with vinyl tiles or sheet vinyl.  And if the tub or shower looks  dingy, something as simple as new grouting or replacing chipped tiles.  But if money is not an issue, many people put in a prefabricated tub and shower surround.

4. Paint A Masterpiece

This is a definite must that is relatively cheap.  That’s right, fresh, new paint.  Painting will turn an old room into a masterpiece that looks look clean and bright. And don’t forget to paint the ceiling.   And while your at it, paint the trim a contrasting color.

Some consumers are now painting their walls three different shades of the same color.  You first point the bottom wall with the darkest shade.  Once it dries, do the middle section with the next lightest shade and so forth.

5.  Let’s Get To The Bottom Of Things

Take and moment and look downward.  How does your carpet look?  Carpeting is another detail that can quickly give your home a brand new look and make it look cleaner.  Perhaps calling your local professional carpet cleaner is all that is needed.

On the other hand, if your carpet is showing serious wear, a quick cover up could be an inexpensive, strategically placed area rug.  Replacing wall-to-wall carpet is not always the best idea since most new homeowners moving in will want to choose their own carpeting.

6. Making A Grand Entrance

This is the very first thing you, and your guests, will see as they enter your home.  If the door is made of wood and in good shape, then a new coat of paint or refinishing it may be the answer.  But if you have a steel door and you notice it is dented, replace it with an inexpensive steel door, a fiberglass door or upgrade to a nice wood grain door.

Another good idea is to replace the door nob, lock set and knocker.  You can also place two large planters on both sides of the front door.  But make absolutely sure that they compliment each other and the home.

7. Curb Appeal Can Be Priceless

You may have heard this advice time and time again especially from your agent, but a nicely mowed lawn, a few well-placed shrubs and a swept walkway makes an incredible first impression.  As the saying goes, you never get a second chance to make a first impression.  Your house may be immaculate, but if the outside is in shambles, they may never come back.

So, if you don’t have a green thumb or not enough time, hire a landscaper.  These changes can be inexpensive and will change the perception of your home.  It may even help increase the overall value of the house you are selling which you and your St Louis mortgage broker will love when buying your next home.

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When applying for any type of St Louis mortgage, call Liberty Lending Consultants, the recognized St Louis home loan and refinancing experts, at 877-334-0210 and ask for Steve Swan or Doug Stahlschmidt.

For business owners looking for small business loans and alternative financing that works, call Floyd Tapia, host of the St. Louis “Mortgage Minute” at 314-334-0210. He is a successful hedge fund originator assisting local and national business owners in getting private and public St Louis finance and commercial lending with no upfront fees.

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