Posts Tagged ‘credit cards’

St Louis Mortgage and Home Loan: Consumer Debt Increases

Monday, May 23rd, 2011


St Louis Mortgage and Real Estate News –

St Louis Refinancing and Customer Financing News: Mortgages Up While Borrowing Up
St Louis Home Mortgage and Commercial Loans | Principal Reduction Program | 877-334-0210 or 314-334-0210 | Floyd Tapia, Commercial Mortgage, Consumer Lending and Loan Reduction


According to a report from the New York Federal Reserve which looks at mortgages, home equity lines, credit cards and auto loans by consumers nationwide, went on to conclude that total consumer debt increased slightly in the first quarter of 2011, ending a string of nine consecutive declining quarters. 

In addition, banks are becoming more (more…)

St Louis Mortgage Refinancing: Higher Credit Card Rates

Tuesday, April 19th, 2011


St Louis Mortgage and Real Estate News –

St Louis Finance and Loan News: Credit Card Rates At All Time High
St Louis Home Mortgage and Commercial Loans | Principal Reduction Program |
877-334-0210 or 314-334-0210 | Floyd Tapia, Commercial Lending and Loan Modification Advocate

Current interest rates for credit cards are now hovering near record highs, at an average rate of 14.72 percent.

And if your credit is bad enough, you could even end up with a rate as high as 59.9 percent APR.

That’s because while the CARD Act helped (more…)

St Louis Home Mortgage: Market Shows Lower Demand for Home Loans

Friday, November 12th, 2010


St Louis Mortgage and Real Estate News –

St Louis Finance News: There Is Less Demand For Mortgage Loans
News Press Hot Line: 314-334-0210 | Floyd Tapia


The Federal Reserve has recently reported that as of July, commercial banks have reversed their trend and have eased their lending standards. This was based upon (more…)

St Louis Mortgage Lenders Say Credit Card Debt Lowest In 8 Years

Thursday, September 16th, 2010


St Louis Mortgage and Real Estate News –

St Louis Finance News: Consumer Credit Card Debt the Lowest in 8 Years
News Press Hot Line: 314-334-0210 | Floyd Tapia


Today in financial news, the average combined debt for bank-issued credit cards like those with a MasterCard or Visa logo fell to $4,951 in the three months ended (more…)

St Louis Mortgage Brokers Say These 3 Things Will Kill Your Home Loan Closing

Saturday, July 17th, 2010


St Louis Mortgage and Real Estate News –

St Louis Finance News: Consumers Need To Know The 3 Tips That Will Mess Up Your Mortgage Closing [News Hot Line: 877-334-0210 | Floyd Tapia]


You have found the home you always wanted. You sign a contract and then proceed to secure your lending.  Everything seems to be going smoothly until you get to the (more…)

St Louis Refinancing Mortgage Minute Edition 60

Wednesday, June 16th, 2010

Audio

News Topic: Another Way to Improve Your Credit Score -

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St Louis Refinancing Mortgage Minute Edition 57

Tuesday, June 1st, 2010

Audio

News Topic: In order to rebuild credit, you must re-apply -

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St Louis Home Loan Analysts Say Mortgage Defaults Drives Irresponsible Consumer Spending

Monday, May 3rd, 2010


Credit Improvement and Credit Repair


St Louis Mortgage Refinancing and Real Estate News –

News: Mortgage Defaults Seem To Be Driving Consumer Spending

The country’s foreclosure database has reached record highs.  In addition, the percentage of new defaulted home loans also remain at a five-year high.

The approximate overall number of past due first-lien mortgages and REO properties is now surpassing (more…)

St Louis Refinancing Mortgage Minute Edition 40

Sunday, March 28th, 2010

Audio

News Topic Another Credit Score Myth You Need to Know -

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St Louis Refinancing Mortgage Minute Edition 29

Thursday, March 4th, 2010

Audio

News Topic Review Your Credit Card for Errors -

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